Home Purchase  Assistance Programs

Palm Beach County Housing Mortgage Program (SHIP) - https://www.wpb.org/government/available-programs-and-incentives

Family Self Sufficiency Program - If you are a Section 8 Participants. Please check with your counselor or Housing Authority to join

Section 8 Homeownership -If you are a Section 8 Participants. Please check with your counselor or Housing Authority to join

Other areas also offers down payment assistance such as: City of Boca Raton, City of Delray Beach, Port St Lucie, City of Boynton Beach

IDA Matched Savings Program: The Individual Development Account (IDA) Program via Community Partners of South Florida Prosperity Centers- https://www.cp-cto.org/matched-savings-program

Path to own a home

HUD -approved Housing Counseling has been helping consumers across America make informed housing decisions for more than 50 years.  Wherever you are in the housing process, these agencies can help you with credit, down payment, first time homebuyer workshops, foreclosure, defaults, and more. These agencies will provide you with insights and answers you need to make the choices that are right for you.

Debt Helper                                                                                              Real Estate Education and Community Housing

1325 N Congress Ave #201                                                                      8409 N Military Trl STE 112,
West Palm Beach, Florida 33401                                                             Palm Beach Gardens, FL 33410

561-472-8000                                                                                           (561) 491-1670                                              Website: www.debthelper.com                                                                  Website: https://reach4housing.org

West Palm Beach Housing Authority                                                        Community Partners of South Florida (CP)

3700 Georgia Ave                                                                                     2001 Blue Heron Blvd. W.

West Palm Beach, Fl 33405                                                                     Riviera Beach, FL 33404

(561) 655- 8530                                                                                       (561) 841-3500

Website: www.wpbha.org                                                                         Website: https://www.cp-cto.org/housing-services


First time homebuyer class

This course features content guided by the U.S. Department of Housing and Urban Development. This class is required in many states to receive grants and down payment assistance. It may also be a lender requirement to qualify for a particular loan like FHA. This class must be taken through a HUD Approved Housing Counseling Agency.


It covers:

  • How much home you can afford

  • Information on Down Payment Assistance Available

  • What mortgage loan product to consider

  • How to compare and shop for lenders and real estate agents

  • How to improve your credit score