
Home Purchase Assistance Programs
City of West Palm Beach - https://www.wpb.org/government/available-programs-and-incentives
Palm Beach County Housing Mortgage Program (SHIP) - https://www.wpb.org/government/available-programs-and-incentives
Workforce Housing - http://discover.pbcgov.org/hes/pages/workforce%20housing.aspx
Family Self Sufficiency Program - If you are a Section 8 Participants. Please check with your counselor or Housing Authority to join
Section 8 Homeownership -If you are a Section 8 Participants. Please check with your counselor or Housing Authority to join
Other areas also offers down payment assistance such as: City of Boca Raton, City of Delray Beach, Port St Lucie, City of Boynton Beach
IDA Matched Savings Program: The Individual Development Account (IDA) Program via Community Partners of South Florida Prosperity Centers- https://www.cp-cto.org/matched-savings-program
Path to own a home
HUD -approved Housing Counseling has been helping consumers across America make informed housing decisions for more than 50 years. Wherever you are in the housing process, these agencies can help you with credit, down payment, first time homebuyer workshops, foreclosure, defaults, and more. These agencies will provide you with insights and answers you need to make the choices that are right for you.
Debt Helper Real Estate Education and Community Housing
1325 N Congress Ave #201 8409 N Military Trl STE 112,
West Palm Beach, Florida 33401 Palm Beach Gardens, FL 33410
561-472-8000 (561) 491-1670 Website: www.debthelper.com Website: https://reach4housing.org
West Palm Beach Housing Authority Community Partners of South Florida (CP)
3700 Georgia Ave 2001 Blue Heron Blvd. W.
West Palm Beach, Fl 33405 Riviera Beach, FL 33404
(561) 655- 8530 (561) 841-3500
Website: www.wpbha.org Website: https://www.cp-cto.org/housing-services
FREE WORKSHOPS/COUNSELING
First time homebuyer class
This course features content guided by the U.S. Department of Housing and Urban Development. This class is required in many states to receive grants and down payment assistance. It may also be a lender requirement to qualify for a particular loan like FHA. This class must be taken through a HUD Approved Housing Counseling Agency.
It covers:
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How much home you can afford
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Information on Down Payment Assistance Available
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What mortgage loan product to consider
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How to compare and shop for lenders and real estate agents
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How to improve your credit score
FIRST TIME HOMEBUYER CLASSES (coming up)