First Time Homebuyers

Exploring local and national first-time home buyer assistance programs is an important step in the journey to homeownership.


Many state housing authorities combine closing cost and down payment assistance  programs with mortgages that have favorable interest rates. Some states even offer tax credits you can use on your federal tax return. These first-time home buyer assistance programs boost buyers’ chances of owning homes in particular geographic areas, or help borrowers in certain professions, such as educators, first responders, or active-duty military and veterans.